Category: Condominium

Condominiums A Home Close to the Heart

Condominiums are considered as some of the most popular types of housing in the Philippine market. Part of the reason why is because of its many benefits which will allow its residents to make full-use of their home. So what are these kinds of benefits?

A Home in Business Districts Like other popular types of modern housings, such as apartment buildings as well as townhouses, condominiums are also found near or inside some of the busiest business and commercial districts in the country, such as in Makati City, Ortigas Center, Eastwood, and other popular business districts in the country.

Because of its location, many Filipinos found these types of housings suitable for their needs, particularly among company executives and high-wage earners who seeks to live in a home close enough for them to easily and conveniently access their workplaces while avoiding the usual hassles of rush hour in the morning.

Although found in the busiest parts of the Philippines, condominiums can still offer the privacy, peace, and security that Filipinos are looking for in a home, which is why condominiums quickly became a very popular type of residential Philippines properties in the market.

A Home for their Growing Children Although condominiums in the city can offer the space needed for a growing Filipino family, these types of condominiums normally lack the necessary environment for their growing children. This is when condominium complexes were introduced in the Philippine market.

Condominium complexes are types of condo in Philippines which are mostly found around the outskirts of Metro Manila, as well as in the provinces. Because of its seclusion from the city, these types of condominiums can offer an environment more suitable for a growing Filipino family.

Luxurious Amenities Other than their locations, condominiums and condominium complexes also became popular because of their collection of amenities. Some common amenities are their own maintenance and security personnel.

In addition to those, condominiums can also offer luxurious facilities such as swimming pools, gyms, and sports complexes, while condominium complexes can offer additional facilities geared towards the needs of a growing child such as recreational parks and playgrounds.

New Terms of Payment But what made condominiums even more popular and in-demand in the Philippines is because of its new payment terms that allowed many Filipinos to have the opportunity to own a condominium unit. This is because many new condominiums and condominium complexes in the Philippines today can now be bought and paid in installment.

Real Estate Ownership – Condominium or Fee Simple

There is a common perception of condos as being apartment style buildings, of townhouses as two-story row homes with adjoining walls, and of garden homes as free standing houses on small lots. Unfortunately, this perception creates some confusion about real estate ownership . Apartment, townhouse and garden home describe the construction layout and design of certain homes. The word, condominium, should not be used in this context.

Condominium does not refer to a type of building or construction design. It refers to a form of ownership of real estate. Condos cannot be recognized by observing the building style.

Condominium Ownership

In a condominium, the owner has individual title to the inside space of his unit. Sometimes the space is described as beginning with the paint on the walls. The unit owners also have an undivided interest in the physical components of the buildings and land. The legal definition of condominium is: The absolute ownership of a unit based on a legal description of the airspace the unit actually occupies, plus an undivided interest in the ownership of the common elements, which are owned jointly with the other condominium unit owners.

Condo projects that are built as multi story apartments are usually recognizable as condos because they don’t have land under each unit. In these developments, the condominium association normally maintains the exterior of the building and common grounds, but not the interiors of the units. An insurance policy is usually held by the association to cover the jointly owned parts of the property, while the individual owners carry insurance for the interior components of their unit. The owners pay a fee to support the maintenance of the common areas. A condo association is formed to make decisions about the expenditures for repairs and handle administrative work to manage the common areas of the project.

While some condo projects look like lofts or apartments, others may look like duplexes, townhomes, garden homes or residences on regular lots. Generally, creating a condo regime allows the developer to get more density approved than he would if he had done single ownership lots. This is usually the reason why the condo regime is chosen over the single ownership of lots. It is possible that a condominium may just be two units of a duplex. In this case the two owners may jointly make decisions concerning maintenance of any common areas. By setting up the units of a duplex as two condos, the owner is able to sell them separately to two different owners.

Know the Rules in Condo Ownership

If you are considering purchasing a condo, it is very important to read the condo documents carefully. The rules of each condominium are specific to the development, so no assumptions should be made about their requirements. The condo documents specify what maintenance is covered by the common budget. In one case, the association may handle all exterior components, decks, pools, sidewalks, driveways, etc. In another, the documents may require that the individual owners be responsible for complete maintenance of their units, including foundations, roofs and exterior walls.

After reading your condo documents carefully, you may have questions about the division of work between the individual owners and common budget administered by the condo association. Your best option is to present your question to the condo board itself. The board can clarify how the issue has been handled in the past, or give you their interpretation of the rules. Another course of action is to ask a real estate attorney to review the documents for you. Other homeowners, Realtors or maintenance workers are not reliable or appropriate sources for the interpretation of condo documents.

The Texas purchase contract for condominiums has a provision that the buyer be given a copy of the condo documents, with a certain period of time to review them. The buyer may decline the contract with no penalty during the document review period. A resale certificate is also required to be signed by the association president or manager. This form answers questions about current budgets, special assessments, insurance, lawsuits and other matters that affect the association.

Fee Simple Ownership

In contrast to the condominium regime, you may own real estate by fee simple. Fee (from the old word, fiefdom) refers to legal rights in land, and simple means unconstrained. Fee simple ownership is the absolute and unqualified legal title to real property, including both buildings and land. This is the most commonly used type of ownership.

Know the Rules in Fee Simple Ownership

In a fee simple type of ownership, there are several possibilities with respect to the obligations of ownership:

(1) The property may not be in a subdivision at all. In this case, there will be no subdivision restrictions attached to your deed that affect your use of the property. Keep in mind that you may still be governed by city or county ordinances or zoning laws, and there may be in existence previous deed restrictions limiting your use of the property.

(2) You may be a part of a subdivision that has very minimal restrictions, no common areas, no architectural control committee and no mandatory dues. Usually these are older subdivisions.

(3) You may be in a townhome project, a garden home community, or a subdivision of homes on larger lots in which there is a legally created homeowners association. If so, each homeowner is required to be a member of the association. Many associations charge mandatory dues. The association may require a certain level of maintenance by each property owner and enforce subdivision rules. For example, you may need association approval of paint colors, fences or home remodeling.

As in the condominium form of ownership, fee simple ownership does not prescribe how developments are governed, or how maintenance is handled. For example, a townhome project, with fee simple ownership, may require the owners to fully maintain their units. Or, the townhome association may handle exterior maintenance and yard work for the owners. In subdivisions with single family homes on larger lots, it is more common for the homeowners association to manage only entrances, common grounds, parks and pools, while the individual owners maintain their own properties.

Understand Your Real Estate Ownership

Whether you are buying into a condominium regime or purchasing a fee simple property, you should have a clear understanding of the type of ownership you will have in your property.

If you are buying a condominium, you should read the condo documents carefully to understand how maintenance is divided between individual owners and the common budget.

If you are buying a fee simple property, with individual ownership of the land, you should read the deed restrictions (if any) to understand the rules that apply to your property. In fee simple ownership, there may be mandatory dues to pay for common area maintenance, or, in some cases, the dues may pay for partial maintenance of the individual properties.
If you are not clear about your ownership of a property, or have a question about your obligations as a homeowner, it would be wise to review the title documents with a real estate attorney before proceeding with your purchase. Don’t hesitate to ask questions! A clear understanding of your ownership and obligations leads to a more satisfying home purchase.

——————– Roselind Hejl, CRS, is a Realtor with Coldwell Banker United in Austin, Texas. Her website: Austin Texas Real Estate Guide offers homes for sale, search MLS, buyer and seller guides. “Let Roselind help you make your move to Austin.”

Enjoying A Propane Fireplace In The Condominium Is Not Undoable Now

A fireplace is the solution for those who want to change the aspect of their home and warm up their living rooms during the cold and snowy nights of winter. Now you can also find fireplaces for apartments because manufacturers have adapted their offer to the needs and expectations of their clients.

If you do not plan to use your fireplace all the time, but make it a piece of interior decoration, instead, you should purchase an electric fire. On the other hand, people who are more likely to use their fireplace for rather functional than esthetical reasons, should resort to gas fires. Irrespective of the type of fireplace you choose, there are plenty of discounts available at the stores during these summer months, so it is worth making such a profitable investment.

You need not worry about gas fires maintenance as they are as easy to maintain as any other type of fireplaces. Producers have designed various models of fires in order to meet the tastes and the needs of their clients, therefore you may find traditional as well as contemporary and modern gas fires at specific stores.

Although setting up a fireplace makes the room more intimate and adds up to a more refined style, the process of building a fireplace is quite complex, starting from the change to the architecture of the room up to the materials and products used in the construction. Spending time in front of the fireplace becomes the perfect place for a family meeting of even a romantic one.

When deciding upon a fireplace, the available offer is unlimited; from gas fires, electric fires, flue less fires, wooden or natural fireplaces to electric or wood burning stoves. The choice for one type is mainly based on the construction constrains such as space or even on the style of the buyer.

The most recurrent problem people face whenever they decide to set up a fireplace in their home is the absence of a proper space to install it. This problem is no longer unsolvable now thanks to the portable gas fire models such as, the outset and the wall mounted gas fire which can be placed wherever the owner wants.

Many people resort to electric fires or other heating equipments because newly built houses in England do not have chimneys. They can, nevertheless, provide their homes with fireplaces as manufacturers have produced a model that does not require a chimney.

Thanks to the new models of gas fire, people who do not want to modify their houses by constructing a chimney can still have a fireplace. These models are endowed with special systems that filter the flue gas and turn it into breathable air or evacuate the toxic gas with the help of an electric fan.

Its time to give up your old stove in favor of a new gas fire as the latter is easier to maintain and it does not represent a danger for you or your family. Ensure a pleasant and safe atmosphere in your apartment and take advantage of gas fire discounts.

Progress In Preparing The Draft Condominium Statute

Progress in preparing the draft regulations under the Thailand Condominium Act amended in 2009 with the purchase and sale agreement is almost completed and will be presented to the meeting of the Council of Ministers (Cabinet) in August 2011. The essence of the contract will be to declare the act as another measure to protect consumers, which requires that any project or condominium units which will be open to the public for sale must be certified or approved by the Environment Impact Assessment Committee (EIA) and must have a valid license for construction.

The framework of this contract will provide fairness for the buyer. Many previous condominium projects were sold or booked but without passing the EIA assessment first which meant that there were many legal cases being brought against developers.

The legislation drafting committee has now approved Condominium Act law. Preliminary determination of the initial height from three stories up and the height of the building will be based on the building control act which regulates the rules or details already. Room sizes, for example, must have a minimum usage area of 20 square meters and a bathroom included. However, the editing of the various definitions will take a year to complete and make enforceable.

The new combined Bangkok city plans to include FAR (Floor Area Ratio) for land use along the metro system includes both open-for-business and under-construction projects and investment projects in the planning stages. According to the combined Bangkok city plan which is considering updating and prepare to announced a new city plan enacted for 2012. By taking lessons and shortcomings of the previous land use plan for revision as well as the growth rate of both residential and commercial development including the number of people using the area as a key element in determining the future layout of urban development.

The consideration of the new Bangkok city plan will increase the use of land along the entire metro route which is currently in service and currently under construction according to master plan and investment plan.

This is because the demand for land along metro lines is high from both investors interested in investing in all types of commercial ventures including shopping centers and low-rise housing and high-rise housing especially in the inner city and central areas and the demand of living near working areas and shopping centers. The city of Bangkok will increase the FAR ratio or total building area per land area to be able to construct more on the same piece of land as 1-2 times.

Apart from that, areas in Bangkok inner city and Bangkok middle areas that have the overhead train can be able to develop more high-rises with land high prices and are likely to be considered worth the investment of further rail systems including Bangkoks outer areas stations.

However, BMA has planned to raise the ceiling of a maximum FAR10: 1 to FAR 15:1 especially in some of the red zone area such as some part of Silom will also increase In descending order according to their suitability and land use. increasing the FAR to 11:1, FAR 12:1, FAR 13:1, FAR 14:1 and FAR15: 1. However, it must depend on the city planning committee for approval.

Buying A Condominium Apartment In Thailand And Transfer Taxes And Fees

Buying real estate in Thailand
Thailand condominium acquisition and conveyance costs, tax and fees
When ownership of a condominium apartment is transferred taxes and fees are collected at the time of transfer by the provincial branch or local land offices in Thailand where the transfer of ownership takes place. Transfer of ownership of a condominium unit in Thailand is subject to the following government fees and taxes:

1- transfer fee at the rate of 2% on the government assessed value
2- stamp duty at 0.5% over the appraised or actual sale price whichever is higher, except in cases where the seller is subject to a specific business tax
3- specific business tax at a rate of 3,3 % over the government appraised value of the condominium or actual sale price, whichever is higher
4- income withholding tax with a different calculation depending if the seller is a company or natural person

Basically 3 different situations exist for the buyer of a condo in Thailand: 1- the purchase of a condo in a new condominium development project registered and licensed under the Thailand Condominium Act, or 2- the purchase of a resale apartment unit from another individual or 3- the purchase resale condominium owned by a juristic person.
When buying from a developer the amount of transfer fees and taxes is limited for the buyer as the developer is by consumer protection laws responsible for all transfer fees and taxes, except he may ask the customer and purchaser of a condo unit to pay up to half of the transfer fees only. Say the appraised value of the condo is 3 million baht the developer may not charge the buyer more than 30,000 baht for the transfer fees as part of the total government transfer fees and taxes for the transfer of ownership registration.
When buying a resale condo from another individual the situation is more complex as there is no fixed rule in the law on how the transfer costs and fees are to be divided between the buyer and the seller. Basically in a private resale of a condo in Thailand this can vary from buyer pays all to seller pays all. How to divide the transfer fees, taxes and costs is simply part of the overall price negotiation between the buyer and seller and it is recommended to clearly include this in the sale and purchase agreement between the buyer and the seller of the condo unit.

Sample calculation

The sample is based on a resale condo with a value of 3,000,000 baht with an ownership of 2 years and 6 months. Note, in the sample calculation we assume an equal sale price and government appraised value. In practice the appraised value is often pretty much lower than the sale value and therefore this calculation must only be seen as a sample.
There is a deduction based on the years of ownership as follows: 1 years = 92% of the appraised value, 2 years = 84%, 3 years = 77%, 4 years = 71%, 5 years = 65 %, 6 years = 60%, 7 years = 55%, 8 years or more = 50%. In this sample calculation the deduction is based on 3 years (2 years and 6 months is 3 tax years) of ownership which comes to a deduction of = 77% x 3,000,000 baht = 2,310,000 baht.
In the sample calcultation personal income withholding tax will be based on 230,000 baht in each year of ownership (i.e. 3,000,000 baht less the deduction divided by 3 (the number of years of ownership).
Income tax rates in Thailand are for income less than 100,000 baht are set at a 5% rate, between 100,000 and 500,000 baht the rate is 10%, between 500,000 and 1,000,000 baht the rate is 20%, between 1,000,000 and 4,000,000 baht the rate is 30%, and over more than 4,000,000 it is 37%. In this cases there is a yearly income tax of 18,000 baht (5% over 100,000 baht and 10% over 130,000 baht). The income withholding tax in the sample situation, to be paid for the transfer of ownership at the time of transfer, is 54,000 baht (based on 3 (tax-) years ownership).
As the condo is owned by the current owner for less than 5 years specific business tax is charged at a rate of 3% plus a municipal tax of 10% over the amount of the specific business tax making this a total tax of 99,000 baht (3.3% x 3,000,000). Note that specific business tax is applied over the selling price or gov appraised value whichever is higher if the property is held less than 5 years. The government transfer fee is 2% over 3,000,000 baht making it another 60,000 baht.

The total amount to be paid at the land office upon transfer of the condo is approx 213,000 baht.
When buying a resale condominium owned by a juristic person the withholding tax is fixed at 1% over the appraised or registered value, whichever is higher, as opposed to personal income tax shall which calculated at progressive rate with a deduction depending on the number of years of possession based on the appraised value of the unit.
Thailand has clear and enforced foreign real estate and condominium ownership restrictions laid down in the law of which foreigners should be aware. Before getting involved with real estate in Thailand read samuiforsale first.

What You Must Know About Professional Condominium Software Online

Property management comes with great responsibility, especially since it is almost impossible to keep up with all the issues related to the property singlehandedly. Condominium management has prompted the development of condominium management software that makes it easy for property owners and management companies to keep up with the management of the property.

This software has been developed with the needs of the condo manager in mind and has the ability to even manage reservations for the property. The features required by the manager of the condo depend greatly on how the property was sold or how it was managed. Condos can require a lot of management involvement since there are instances where those who rent them only need to stay for a short period of time after which the property is up for rent again. This is where the accounting software for condos comes in handy. It is necessary to properly track the profits generated by the activities relating to the condo maintenance as well as other issues. The software makes it very easy to generate financial reports and statements for the condominium and even makes it easy to come up with a budget that will work for the good of the property. This is essential since the only way a condominium can turn a profit is by proper management of finances.

The software is also very important in that it helps the property owner put up images on the internet to attract more potential clients. For this to have the right impact and stir the right reaction from the market, the condo needs to be well maintained and should be up to the market standards. All this calls for proper management skills which are made easier with the software. Technological developments are experienced with every passing day, meaning that new and better things are constantly being developed to help in making day-to-day living easier. When it comes to property management, it is important to get the best management software, especially for accounting purposes. Successful property management relies on how well one is able to manage the finances relating to the property.

Condominium Software has become very popular in the real estate industry as more people prefer them compared to other forms of housing. Since there are so many accounting programs that can be used in managing condos, it is important to search for software that will serve the purpose with ease without making the work too difficult for the manager. This is the most important factor of all if the property is to stand out from the competition that is growing by the day in the real estate market. The kind of software one chooses in the management of a condominium should be easy to understand and use. It is common for people to buy software that it too hard to use, requiring that an expert who knows how to use the software be brought in. This may be done at the expense of the client and can be a costly affair. To avoid this, it is always important to choose software that one can maneuver around with ease. Clients should be able to enjoy the benefits of the software soon after its installation.

Other Popular Types of Condominiums in the Philippines

Condominiums are considered today as some of the most popular and modern types of housings in the country. And what made it popular was because of its location, which is found in business and commercial districts of the Philippines such as in Makati City.

However, there are a number of condo in Philippines which are found not in business and commercial districts in which most modern types of housings are mostly situated. This is because these other types of condominiums are found around the outskirts of Metro Manila, and even in the provinces. These types of condominiums are known as condominium complexes.

Other Types of Condominiums The main advantage that made condominiums a popular type of modern housing is its location, which offered its residents the luxury of accessibility to their workplaces and other popular entertainment places.

However, as for condominium complexes, this advantage is none existent due to the fact that these types of condo in Philippines are found in the outskirts as well as in the provinces, such as in Tagaytay. The benefit that it offered for its residents, however, is the luxury of serenity and peacefulness.

Relaxing Environment According to real estate experts, the luxury of accessibility to business and commercial districts are not the only basis for modernity in a type of housing, such as a condominium. There are many popular and modern types of housings in the Philippines today that are found not the city, but are mostly in the outskirts or in business and commercial districts. One of the most popular examples of those types of housings are condominium complexes.

Unlike most condominiums in the market, condominium complexes are can offer an environment suitable for Filipinos looking for a peaceful and relaxing environment away from the city. And because of its location, these types of condominiums became popular among many growing Filipino families.

Family-Oriented Facilities One of the many reasons why these types of condo in Philippines became popular among many Filipino families is because of its environment and facilities that accommodates the needs of a growing child. Such facilities include its wide open spaces. Another is its amenities such as recreational parks and playgrounds which aim to provide the activities needed by growing children.

Because of these amenities, condominium complexes quickly became popular in the Philippine market, particularly among the many Filipino families that are looking for a modern type of housing that can also accommodate the needs of their growing children, which is safe and quiet environment.

Rent Back Your Sold Condominium Unit

People these days usually rent apartments or preferably purchase their own property but another alternative would be living in a condominium. Living in a condominium has become a trend at the present time in addition to the usual rental options. Not only is it being cost-efficient, having a condominium is convenient. Compared to a typical family home which usually includes lawn care and other time consuming maintenance, a condominium does not have any of those. This proves to be an advantage when the owner is the type who travels a lot. A condominium also has better security and offers more privacy. A good example would be those who have 24 hour security personnel and or surveillance cameras.

It also encourages interaction with those who live in the same condominium. There will be occasions wherein the community holds parties or gatherings to establish good relationship towards one another. Furthermore, living in a condominium offers the opportunity to enjoy state-of-the-art amenities and other forms of recreation which will of interest to you. Such examples would be fitness centers, game rooms and even business centers which may also include wi-fi service. More often than not, occupants of a condominium are around their early twenties and or as much as in their late forties. They usually are young professionals who prefer a sophisticated and simple lifestyle or may just be a small family who wants a quiet life. If there would be a drawback in living in one, it would be the high deposit required before one can settle in.

The locations of condominiums are commonly found in downtown areas or within its vicinity, giving the tenant accessibility to most of the establishments which people commonly go to. To sum it all up, moving in a condominium is convenient and financially manageable and residing in one will definitely open up numerous possibilities and points of interests.

If for example you have sold your own condominium unit, there is still a chance for you to live by its comfort. Go for rent back schemes and your life will be easier. One good practice is to look for reliable companies that will allow you to rent back your properties. It gives you numerous benefits aside from the high hopes it can bring with regard to owning it again. So even if you think that you have no choice but to look for another place, talk to real estate agents that can help you deal with this.

Advantages and Disadvantages of Living in Condominium

What are the advantages and disadvantages of using living in a condominium unit in the Philippines? Condominiums, or condos, have become very popular types of housing in the Philippines today. According to many Filipinos, part of the reason why it became popular and highly in-demand is because of today’s modern and fast-paced lifestyles.

Advantages of living in a condo unit in today’s modern trends Because of today’s modern and fast-paced lifestyles, many Filipinos today are looking for a kind of house which they can easily access from the work. Because most Filipinos today are working around the clock, the kind of home they are looking for may involve most necessities, such as a relaxing and quiet space where they can retreat to once their work is done.

Accessibility to workplaces At that time, condominiums, along with a few apartment buildings, were found in locations such as in business and commercial districts, such as the many towering condo manila. And because of this, condominiums became a very popular type of housing for Filipinos living in a fast-paced lifestyle, which in-turn led to a massive demand for these types of housing.

Eventually, the number of condominiums has significantly increased within and outside business and commercial districts, allowing more Filipinos to benefit from its advantages. But other than its accessibility to workplaces, condominiums are also known for its ease of access with entertainment areas such as malls.

However, other than its location, condominiums are also known for its other benefits, such as its maintainability as well as its security.

Maintainability and security All types of condominiums are known for their maintenance personnel who are tasked to maintain all facilities found in the condominium, from its hallways to elevators, to cooling systems and its garages. This makes it easier for its residents to focus more on their own units rather than the whole condominium.

In addition to its maintainability, condominiums are also known for their security personnel who assure the safety of their residents, particularly because most if its residents are of high-statures such as company and corporation executives.

Disadvantages of living in a condo unit in today’s modern trends There are, however, several disadvantages to living in a condominium, particularly in most condo manila. One of those is its lack of environment for growing a family. Because most condominiums are found in the city, many Filipino families found these unsuitable for their growing family.

Another major disadvantage of condominiums is its expensiveness and condo fees. Because most of these condominiums are found in areas near or within business and commercial districts, as well as with its growing demands, condominiums became one of the most expensive types of housing in the Philippines.

In addition to that, condominiums are also known for its condo fees, which are mostly used for the maintenance of the condominium as well as wages for its security and maintenance personnel.

Condominiums – A Smart Investment

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again} {does not

doesn’t} {let you

allow you to} do the gardening anymore!

{Real

Actual} gardening buffs can {search out

get hold of

get your hands on} a {condo

rental

apartment

condominium} block that has {large

giant

massive} balconies and {grow

develop} {vegetables

greens} in pots! {Make sure that

Be sure that

Ensure that

Make it possible for

Guantee that} {you are able to

you’ll be able to} {grow

develop} vegetation {on your

in your} balconies, this ‘permission’ {thing

factor} {may be

could also be} an unfamiliar {idea

concept

thought} {for those who

for many who

for individuals who} are {moving

shifting

transferring} from single {family

household} dwellings.

Condos {always

all the time

at all times} have ‘{house

home} {rules

guidelines}’. {They are

They’re} there {to protect

to guard} {rather

quite

somewhat

slightly

fairly

relatively

moderately

reasonably} than to hinder, {but

however} {they are

they’re} all individually designed. {Rules

Guidelines} {can be

could be

may be

might be

will be} vastly {different

totally different

completely different} from one {condo

rental

apartment

condominium} unit to another. {It would

It might

It will

It could} be {extremely

extraordinarily} {important

essential

necessary

vital} to {check

examine

verify

test} {the rules

the principles

the foundations} {before

earlier than} you make your {decision

choice

determination

resolution} to buy.

{If you

Should you

When you

In the event you

In case you

For those who

If you happen to} {find a

discover a} {condo

rental

apartment

condominium} with {the type of

the kind of} {rules

guidelines} {that would

that might

that may

that will} {fit

match} into your {normal

regular} {lifestyle

way of life

life-style} {pattern

sample}, then there {will be

shall be

might be

will probably be

can be

will likely be} no {conflict

battle} in your new life – {that is

that’s} {if you are

in case you are

if you’re} planning a change!

{For

If you would like {more

additional

extra

supplementary

further}

In case you {want

desire

crave

itch for

thirst for} {more

additional

extra

supplementary

added

further}

If you need {more

additional

extra

supplementary

added

further

other}

If you want {more

additional

extra

supplementary

added

further

other}} {information

facts

data

knowledge

info} {regarding

concerning

about

in regard to

in relation to

with reference to

with regard to

with respect to} pattaya condos {visit

drop by

swing by

stop by

pay a visit to} Jacob T. Eubinske’s {website

Site

web site

internet site

web page} {immediately

at once

right away

directly

forthwith

in a jiffy

in a flash

instantly

soon

without delay

without hesitation

unhesitatingly

this minute}!